{"id":1253,"date":"2021-08-05T10:26:18","date_gmt":"2021-08-05T10:26:18","guid":{"rendered":"https:\/\/danielwongproperty.com\/?page_id=1253"},"modified":"2021-09-06T13:00:22","modified_gmt":"2021-09-06T13:00:22","slug":"first-time-home-buyer","status":"publish","type":"page","link":"https:\/\/danielwongproperty.com\/case-studies\/first-time-home-buyer\/","title":{"rendered":"First Time Home Buyer &#8211; Case Study"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1253\" class=\"elementor elementor-1253\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fcd23e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fcd23e1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55bf1169\" data-id=\"55bf1169\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3763b832 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3763b832\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-71636c6 elementor-hidden-phone\" data-id=\"71636c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-72f1c32d\" data-id=\"72f1c32d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22511c4b animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"22511c4b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">First Time Home Buyer Case Study<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c13d286 animated-fast elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2c13d286\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">The case study below compares 3 couples. That produced 3 very different outcomes. Your first ever home can either be a stepping stone for your next move or set you back many years.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-35246123 elementor-hidden-phone\" data-id=\"35246123\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-78913056 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78913056\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-433cb0e5\" data-id=\"433cb0e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52a8f3aa animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"52a8f3aa\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1685\" src=\"https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-scaled.jpg\" class=\"attachment-full size-full wp-image-1191\" alt=\"\" srcset=\"https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-scaled.jpg 2560w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-300x197.jpg 300w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-1024x674.jpg 1024w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-768x506.jpg 768w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-1536x1011.jpg 1536w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-2048x1348.jpg 2048w, https:\/\/danielwongproperty.com\/wp-content\/uploads\/2021\/07\/Case-Studies-FTHB-650x428.jpg 650w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eace944 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eace944\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a87830\" data-id=\"0a87830\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe9d143 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fe9d143\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Couple 1<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0068dde elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"0068dde\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Summary<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-587d054 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"587d054\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">They bought a resale 5 room HDB at Punggol in Oct 2014 for $450,000. Like most buyers, they took HDB loan and used their CPF for down payment and servicing of their monthly installment. They took a $40k HDB first-timer grant. They spent $60k on renovation and $20k on furniture totaling 80k. After they met their 5 years MOP, they planned to upgrade and sold their place for $455,000 in Sept 2020. They made a loss of $70k, resulting from CPF accrued interest amounting to $38k and HDB loan interest of $28k.  <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b52534 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9b52534\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\">Price breakdown when purchase:<\/span><\/p><p>$450,000 (Purchase price) &#8211; $40,000 (First timer grant) + $60,000 (Renovation cost) = $470,000<\/p><p><span style=\"text-decoration-line: underline;\">Price breakdown when selling:<\/span><\/p><p>$455,000 (Sales price) &#8211; $38,000 (CPF accrued interest) &#8211; $28,000 (HDB loan interest) = $389,000<\/p><p><span style=\"text-decoration-line: underline;\">Overall loss:<\/span><\/p><p>$470,000 &#8211; $389,000 = $81,000 over 6 years, $13,500 every year.<\/p><p>Fortunately they manage to upgrade to a 3 bedder condo at 1.6mil, but they have to use their own savings of almost $160,000 for the upgrade.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-75880de3 animated-fast elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"75880de3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-388b2df8\" data-id=\"388b2df8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b25452d elementor-widget elementor-widget-bdt-total-count\" data-id=\"b25452d\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-b25452d&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:470,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-b25452d\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tProperty Purchase Price                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-600dd922\" data-id=\"600dd922\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abe306b elementor-widget elementor-widget-bdt-total-count\" data-id=\"abe306b\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-abe306b&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:380,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-abe306b\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tProperty Sold Price                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7d92fe61\" data-id=\"7d92fe61\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df11364 elementor-widget elementor-widget-bdt-total-count\" data-id=\"df11364\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-df11364&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:13.5,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-df11364\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tOverall Lost Per Year                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3a29e49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a29e49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-236d79b\" data-id=\"236d79b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9efdce9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9efdce9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Couple 2<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b03496a elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"b03496a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Summary<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a563f91 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a563f91\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">They bought a brand new 4 room BTO in Punggol for $360,000 in Nov 2011 with no additional grant. They collected their keys in Dec 2015. They took HDB loan and used their CPF for down payment and servicing of their monthly installment. They spent $40,000 on renovation and managed to sell their place for $495,000 after they met their MOP in Dec 2020<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b37573 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9b37573\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><em><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">Price breakdown when purchase:<\/span><\/span><\/em><\/p><p><span style=\"font-weight: 400;\">$360,000 (purchase price) + $40,000 (Renovation cost) = $400,000<\/span><\/p><p><em><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">Price breakdown when selling:<\/span><\/span><\/em><\/p><p><span style=\"font-weight: 400;\">$495,000 (sales price) &#8211; $15,000 (HDB loan interest) = $480,000<\/span><\/p><p><em><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">Overall profit:<\/span><\/span><\/em><\/p><p><span style=\"font-weight: 400;\">$480,000 &#8211; $400,000 = $80,000 over 9 years, profiting $8,888 every year, which is about $740 \/ month.<\/span><\/p><p>Took them 9 years to profit from their first pot of gold with a gain of $8,888 per year or $740 a month.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e7b4c3e animated-fast elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"e7b4c3e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ea2efb5\" data-id=\"ea2efb5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd0bf7e elementor-widget elementor-widget-bdt-total-count\" data-id=\"fd0bf7e\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-fd0bf7e&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:400,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-fd0bf7e\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tProperty Purchase Price                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ec5ad7f\" data-id=\"ec5ad7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-037f8a2 elementor-widget elementor-widget-bdt-total-count\" data-id=\"037f8a2\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-037f8a2&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:480,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-037f8a2\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tProperty Sold Price                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-55e6b97\" data-id=\"55e6b97\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a99fcb elementor-widget elementor-widget-bdt-total-count\" data-id=\"0a99fcb\" data-element_type=\"widget\" data-widget_type=\"bdt-total-count.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"bdt-advanced-counter bdt-total-count\" data-settings=\"{&quot;id&quot;:&quot;bdt-total-count-data-0a99fcb&quot;,&quot;countStart&quot;:0,&quot;countNumber&quot;:8.88,&quot;language&quot;:[&quot;0&quot;,&quot;1&quot;,&quot;2&quot;,&quot;3&quot;,&quot;4&quot;,&quot;5&quot;,&quot;6&quot;,&quot;7&quot;,&quot;8&quot;,&quot;9&quot;],&quot;decimalPlaces&quot;:&quot;0&quot;,&quot;duration&quot;:&quot;2&quot;,&quot;useEasing&quot;:&quot;yes&quot;,&quot;useGrouping&quot;:&quot;no&quot;,&quot;counterSeparator&quot;:null,&quot;decimalSymbol&quot;:&quot;.&quot;,&quot;counterPrefix&quot;:&quot;&quot;,&quot;counterSuffix&quot;:&quot;K&quot;}\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t                <div class=\"bdt-total-count-content\">\n\t\t\t\t\t\t\t\t\t\t\t\n            <div class=\"bdt-total-count-number\">\n            <span class=\"bdt-count-this\"\n                  id=\"bdt-total-count-data-0a99fcb\" >\n                                <\/span>\n            <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                    <h4 class=\"bdt-total-count-content-text\"                    >\n\t\t\t\t\tOverall Gain Per Year                <\/h4>\n\t\t\t            <\/div>\n            <\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-003b73e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"003b73e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ccb5096\" data-id=\"ccb5096\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb9c9a6 animated-fast elementor-invisible elementor-widget elementor-widget-bdt-advanced-heading\" data-id=\"fb9c9a6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"bdt-advanced-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id =\"fb9c9a6\" class=\"bdt-advanced-heading\" data-settings=\"{&quot;titleMultiColor&quot;:&quot;no&quot;}\"><div class=\"bdt-sub-heading\"><div class=\"bdt-sub-heading-content\">Get in Touch<\/div><\/div> <h2 class=\"bdt-heading-title\"><span class=\"bdt-main-heading\"><span class=\"bdt-main-heading-inner\">Contact<\/span><span class=\"line bdt-button-icon-align-bottom\"><\/span><\/span><\/h2><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-49d4f4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49d4f4f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ff497a9\" data-id=\"ff497a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb5b8e9 elementor-button-align-stretch elementor-widget elementor-widget-bdt-contact-form\" data-id=\"fb5b8e9\" data-element_type=\"widget\" data-widget_type=\"bdt-contact-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"bdt-contact-form bdt-contact-form-skin-default\">\n\t\t\t<div class=\"elementor-form-fields-wrapper\">\n\t\t\t\t\t\t<div class=\"bdt-contact-form-wrapper\">\n\t\t\t<form class=\"bdt-contact-form-form bdt-form-stacked bdt-grid bdt-grid-small without-recaptcha\" data-bdt-grid=\"\" action=\"https:\/\/danielwongproperty.com\/wp-admin\/admin-ajax.php\" method=\"post\">\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"bdt-field-group elementor-field-required bdt-width-1-2@m bdt-name-email-inline\">\n\t\t\t\t\t\t<label for=\"user_namefb5b8e9\" class=\"bdt-form-label\">Name*<\/label><div class=\"bdt-form-controls\"><input type=\"text\" name=\"name\" id=\"user_namefb5b8e9\" placeholder=\"Your Name\" class=\"bdt-input bdt-form-default\" required =\"required\"><\/div>\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"bdt-field-group elementor-field-required bdt-width-1-2@m bdt-name-email-inline\">\n\t\t\t\t\t\t<label for=\"emailfb5b8e9\" class=\"bdt-form-label\">Email*<\/label><div class=\"bdt-form-controls\"><input type=\"email\" name=\"email\" id=\"emailfb5b8e9\" placeholder=\"example@email.com\" class=\"bdt-input bdt-form-default\" required=\"required\"><\/div>\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"bdt-field-group bdt-width-1-1 elementor-field-required\">\n\t\t\t\t\t\t\t<label for=\"contactfb5b8e9\" class=\"bdt-form-label\">Phone Number<\/label><div class=\"bdt-form-controls\"><input type=\"tel\" name=\"contact\" id=\"contactfb5b8e9\" placeholder=\"Your contact number\" class=\"bdt-input bdt-form-default\"><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"bdt-field-group bdt-width-1-1 elementor-field-required\">\n\t\t\t\t\t\t\t<label for=\"subjectfb5b8e9\" class=\"bdt-form-label\">Challenges you are facing?*<\/label><div class=\"bdt-form-controls\"><input type=\"text\" name=\"subject\" id=\"subjectfb5b8e9\" placeholder=\"Your Message Subject\" class=\"bdt-input bdt-form-default\" required=\"required\"><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"bdt-field-group bdt-width-1-1 elementor-field-required\">\n\t\t\t\t\t\t\t<label for=\"messagefb5b8e9\" class=\"bdt-form-label\">What kind of property you would like?<\/label><div class=\"bdt-form-controls\"><textarea name=\"message\" id=\"messagefb5b8e9\" rows=\"5\" placeholder=\"Condo, Apartments etc.\" class=\"bdt-textarea bdt-form-default\" required=\"required\"><\/textarea><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<input type=\"hidden\" class=\"widget_id\" name=\"widget_id\" value=\"fb5b8e9\"\/>\n\t\t\t\t\t<input type=\"hidden\" name=\"bdt-sf-fb5b8e9\" value=\"true\"\/>\n\t\t\t\t\t<input type=\"hidden\" class=\"page_id\" name=\"page_id\" value=\"1253\"\/>\n\n\t\t\t\t\t<div class=\"elementor-field-type-submit bdt-field-group bdt-flex bdt-width-1-1\">\n\t\t\t\t\t\t<button type=\"submit\" class=\"elementor-button bdt-button bdt-button-primary\" name=\"submit\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Send Message<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/div>\t\n\n\t\t\t\t\t<input type=\"hidden\" name=\"action\" value=\"element_pack_contact_form\" \/>\n\n\t\t\t\t\t\n\t\t\t<\/form>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>First Time Home Buyer Case Study The case study below compares 3 couples. That produced 3 very different outcomes. Your first ever [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":72,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":"","_links_to":"","_links_to_target":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/pages\/1253"}],"collection":[{"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/comments?post=1253"}],"version-history":[{"count":0,"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/pages\/1253\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/pages\/72"}],"wp:attachment":[{"href":"https:\/\/danielwongproperty.com\/wp-json\/wp\/v2\/media?parent=1253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}